SmartWills SG vs PreceptsGroup : Estate planning has long been seen as a face-to-face process — formal, slow, and often expensive. In Singapore, that’s still the way many people encounter it, especially through traditional advisors like PreceptsGroup. But over the past few years, digital platforms such as SmartWills SG have shifted the conversation. They’re introducing online will-writing tools that fit into the way modern families handle everything else — from banking to buying insurance — entirely online.
The question is: does this new approach work as well as the traditional one, and who is it for?
1. The Process: In-Person Guidance vs Step-by-Step Digital
PreceptsGroup works on the classic consultation model. Clients meet estate planners, talk through their assets and wishes, and receive a customised will, often with additional services like trust setup. It’s a model that works best for complex estates, blended families, or cross-border cases.
SmartWills SG, by contrast, offers a guided online will-writing process. Users log in, answer a sequence of clear questions, and generate a legally valid will — without stepping into an office. The platform’s appeal is speed: for straightforward cases, the process can take less than an hour.
2. Legal Validity: Both Meet Singapore’s Requirements
One of the biggest misconceptions about online wills is that they’re somehow less “official.” In reality, SmartWills SG follows Singapore’s Wills Act requirements — including having two witnesses — just as PreceptsGroup does. The difference is in how the draft is produced and reviewed, not in the legal standing.
3. Pricing: Fixed Online Fees vs Consultation-Based Costs
Estate planning fees in Singapore vary widely. PreceptsGroup often uses tiered pricing based on complexity, and additional services can raise costs. SmartWills SG uses transparent, fixed rates, which is easier for budget-conscious individuals who want a will without the additional estate management layers.
For someone in their 30s with young children, the predictability of a one-time digital fee may be more appealing than an open-ended consultation charge.
4. SmartWills SG vs PreceptsGroup Accessibility: 24/7 Digital vs Office Hours
Life doesn’t always align with business hours. SmartWills SG’s online platform means you can start drafting your will at midnight if that’s when you finally have time. PreceptsGroup, by nature of its format, works best with scheduled meetings. For busy professionals, the digital option removes scheduling friction.
5. SmartWills SG vs PreceptsGroup: Who They Work Best For
- SmartWills SG: Ideal for young professionals, parents with straightforward estates, tech-comfortable retirees, and Malaysians in Singapore who need a Singapore-compliant will without frequent travel.
- PreceptsGroup: Better for complex estates, high-value asset portfolios, and situations involving multiple jurisdictions or family disputes.
Why SmartWills Singapore Stands Out
While both SmartWills SG and PreceptsGroup offer valid, professional will-writing services, the former taps into a broader shift in Singapore’s legal and lifestyle habits. The comfort with managing personal finance online, the demand for transparent pricing, and the expectation of speed all play into SmartWills SG’s strength.
In a city where time is often the scarcest asset, the ability to complete a legally compliant will in under an hour — without compromising on quality — makes SmartWills SG more aligned with the way people live and work today. It doesn’t replace the need for traditional estate planning in complex situations, but for many, it’s the most efficient, accessible, and forward-looking choice on the market.
Official Website ：SmartWills Singapore
Email：enquiry@smartwills.com.sg
Contact ： +6589159929
Address ： 1, NORTH BRIDGE ROAD, #06-16 HIGH STREET CENTRE, SINGAPORE 179094